Terms of use

Biz Growth Toolkit is provided by THINKERZ LTD (company number SC778478), a private limited company registered in Scotland. Registered office: Clyde Offices, 2nd Floor, 48 West George Street, Glasgow, Scotland, G2 1BP. The toolkit is for general business planning and educational purposes, primarily for UK SME owners and managers. The website and its tools are free to use and do not require visitor registration.

You may enter information you are authorised to use, generate reports and retain copies for your own business purposes. You are responsible for checking the accuracy, completeness and suitability of your inputs and resulting calculations, recommendations and decisions.

Do not submit unlawful material, third-party personal or confidential information without authorisation, or attempt to bypass security, quotas or technical restrictions. Automated or excessive AI requests may be blocked to preserve service availability.

M-02 and M-04 may generate optional AI-assisted recommendations following explicit consent to transmit worksheet answers for processing. AI output can contain mistakes, omissions, assumptions and unverified claims. No external market research or independent verification should be inferred unless expressly provided and substantiated. Availability of the AI feature is subject to usage limits and may be suspended for operational or security reasons.

You may download, print and use reports generated from your own inputs for internal business planning and share them with your professional advisers. The website design, software, framework materials, logos and underlying content remain subject to applicable intellectual-property rights. Do not republish or commercially redistribute the toolkit itself as your own product without permission.

We aim to keep the website available and accurate but cannot guarantee continuous availability, freedom from technical faults or any particular commercial result. We may update tools or temporarily restrict optional AI functionality for maintenance, security or usage-control reasons. Material changes to these terms will be published here.

The toolkit is general guidance, not an engagement to provide professional advisory services. Please obtain suitable independent advice before material decisions. We do not guarantee that calculations, illustrative scenarios or AI output will be appropriate to your circumstances.

Nothing in these terms excludes or restricts liability where doing so would be unlawful, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence. Nothing overrides statutory rights that cannot lawfully be excluded. Responsibility for any loss will be considered in accordance with applicable law and the circumstances, rather than an absolute exclusion of all liability.

The website is intended primarily for UK businesses. Applicable law and jurisdiction depend on mandatory legal rules and the circumstances. For queries about these terms, contact Thinkerz Ltd via thinkerz.co.uk or write to Thinkerz Ltd, Clyde Offices, 2nd Floor, 48 West George Street, Glasgow, G2 1BP.