Skip to content
bizgrowth toolkit
F-02 · FAvailable now

Finance Clarity Checklist

Confirms you can see the handful of numbers that matter each month, and identifies the gaps in your current reporting.

Working assessment · F-02

Finance Clarity Checklist

Check whether the management numbers needed for decisions are accurate, timely and actually used.

No account needed. Answers stay in this browser tab, and nothing is stored on our servers. Print or save your report before closing.

Assessment progress0 of 10

Rate what your business actually does. If unknown, select 1. Each practice uses a five-point scale.

1Not in place / not known

2Informal or rarely done

3Partly established

4Regularly done and reliable

5Documented, reviewed and tested

Area 1 of 5

Cash visibility

We know our unrestricted cash balance and committed facilities at least weekly.

01.We know our unrestricted cash balance and committed facilities at least weekly.

Not establishedDocumented and tested
We review major receipts, payroll, tax and supplier payment dates before they fall due.

02.We review major receipts, payroll, tax and supplier payment dates before they fall due.

Not establishedDocumented and tested

Area 2 of 5

Profitability visibility

We can explain gross margin by principal product, service or contract.

03.We can explain gross margin by principal product, service or contract.

Not establishedDocumented and tested
We track overhead run rate and understand which costs are fixed or variable.

04.We track overhead run rate and understand which costs are fixed or variable.

Not establishedDocumented and tested

Area 3 of 5

Reporting rhythm

We receive reconciled management accounts soon enough to act on them.

05.We receive reconciled management accounts soon enough to act on them.

Not establishedDocumented and tested
We compare actual trading with a budget or updated forecast and investigate material differences.

06.We compare actual trading with a budget or updated forecast and investigate material differences.

Not establishedDocumented and tested

Area 4 of 5

Reserves & funding

We maintain a defined minimum liquidity threshold suited to our obligations.

07.We maintain a defined minimum liquidity threshold suited to our obligations.

Not establishedDocumented and tested
We have tested cash flow against a delayed large receipt or material cost increase.

08.We have tested cash flow against a delayed large receipt or material cost increase.

Not establishedDocumented and tested

Area 5 of 5

Growth decisions

We understand the debtor, stock and supplier-credit cash effects of higher sales.

09.We understand the debtor, stock and supplier-credit cash effects of higher sales.

Not establishedDocumented and tested
We assess revenue, contribution, recurring costs and cash timing before major growth commitments.

10.We assess revenue, contribution, recurring costs and cash timing before major growth commitments.

Not establishedDocumented and tested